{"id":778,"date":"2022-09-27T09:11:39","date_gmt":"2022-09-27T09:11:39","guid":{"rendered":"https:\/\/bprdanamas.com\/?page_id=778"},"modified":"2024-09-20T10:22:49","modified_gmt":"2024-09-20T03:22:49","slug":"kmg-kredit-multi-guna","status":"publish","type":"page","link":"https:\/\/bprdanamas.com\/?page_id=778","title":{"rendered":"KMG (Kredit Multi Guna)"},"content":{"rendered":"\t\t
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KREDIT MULTIA GUNA<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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KMG (Kredit Multi Guna)<\/b> yaitu Kredit yang diberikan kepada debitur untuk memenuhi berbagai kebutuhan yang bersifat konsumtif, seperti biaya renovasi rumah, biaya pendidikan, berobat, pernikahan, wisata dan kebutuhan sehari-hari lainnya.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\tFitur Produk<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t
  1. Plafon Kredit Rp. 50.000.000,- s\/d Rp. 8 Milyar.<\/li>
  2. Suku Bunga
    \u2022 7 % s\/d\u00a0 15 % p.a flat in Advance (Agunan Mobil)
    \u2022 7 % s\/d 14 % p.a flat in Advance (Fixed Asset)\u00a0
    \u2022 18 % s\/d 24 % p.a flat in Advance (Agunan Sepeda Motor)
    \u2022 Spread rate 2 % bunga Deposito (Agunan Deposito)<\/li>
  3. Jangka Waktu : 1 s\/d 10 tahun<\/li>
  4. Jenis Agunan\u00a0 :
    [ ] Tanah dan \/ Bangunan (Fixed Asset)
    [ ] Mobil\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0
    [ ] Sepeda Motor
    [ ] Mesin dan\/ Peralatan
    [ ] Deposito\u00a0 \u00a0\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u00a0\u00a0 \u00a0<\/li><\/ol><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t
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    \n\t\t\t\t\t\t\t\t\t\t\t\tBiaya<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t
    1. Provisi Mulai dari 1 % dari plafon kredit<\/li>
    2. Administrasi Rp. 700.000,- s\/d Rp. 20.000.000,-<\/li>
    3. Taksasi\/Appraisal Rp. 350.000,- s\/d Rp. 5.000.000,-<\/li>
    4. Biaya Pengikatan sesuai tagihan Notaris.<\/li>
    5. Biaya Asuransi Jiwa & Jaminan sesuai tagihan Premi Asuransi.<\/li>
    6. Biaya Blokir BPKB sesuai tagihan Biro Jasa<\/li>
    7. Jaminan\/ Agunan DEPOSITO PT BPR Danamas Simpan Pinjam HANYA dikenakan biaya pengikatan sebesar Rp. 500.000,-<\/li><\/ol><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t
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      \n\t\t\t\t\t\t\t\t\t\t\t\tManfaat<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t
      1. Memberikan solusi untuk memenuhi berbagai kebutuhan yang bersifat konsumtif, seperti biaya renovasi rumah, biaya pendidikan, berobat, pernikahan, wisata dan kebutuhan sehari-hari lainnya.<\/li>
      2. Suku bunga menarik dan biaya terjangkau.<\/li>
      3. Jangka waktu kredit 1 tahun sampai dengan 10 Tahun.<\/li>
      4. Proses Cepat dan Mudah<\/li>
      5. Jenis agunan dapat berupa BPKB Mobil\/ Sepeda Motor, Sertifikat Tanah dan\/ Bangunan dan Deposito PT BPR Danamas Simpan Pinjam.<\/li><\/ol><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t
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        \n\t\t\t\t\t\t\t\t\t\t\t\tPersyaratan dan Tata Cara<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t
        1. Debitur perorangan : Fotokopi data diri dan pasangan (KTP, KK, Akte Nikah\/ Cerai & NPWP) dan Fotokopi rekening air\/ listrik terbaru<\/li>
        2. Data penghasilan\/ usaha :
          \u2022 Surat Keterangan Kerja dan slip gaji (khusus karyawan)
          \u2022 Surat izin usaha dan Data Keuangan (khusus pengusaha)
          \u2022 Surat izin praktek & Data Keuangan (khusus profesional)<\/li>
        3. Fotokopi mutasi rekening tabungan\/ bank minimal 3 bulan terakhir.<\/li>
        4. Legalitas dokumen jaminan<\/li>
        5. Mengisi lengkap daftar data\/ informasi pada formulir permohonan kredit.<\/li>
        6. Memenuhi persyaratan lainnya yang ditentukan oleh bank.<\/li>
        7. \u00a0<\/li><\/ol><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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          Untuk informasi lebih lengkap dapat klik<\/span> <\/strong>disini<\/em><\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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          <\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

          KREDIT MULTIA GUNA KMG (Kredit Multi Guna) yaitu Kredit yang diberikan kepada debitur untuk memenuhi berbagai kebutuhan yang bersifat konsumtif, seperti biaya renovasi rumah, biaya pendidikan, berobat, pernikahan, wisata dan kebutuhan sehari-hari lainnya. Fitur Produk Plafon Kredit Rp. 50.000.000,- s\/d Rp. 8 Milyar. Suku Bunga\u2022 7 % s\/d\u00a0 15 % p.a flat in Advance (Agunan …<\/p>\n

          KMG (Kredit Multi Guna)<\/span> Selengkapnya »<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"","footnotes":""},"class_list":["post-778","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/bprdanamas.com\/index.php?rest_route=\/wp\/v2\/pages\/778","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bprdanamas.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bprdanamas.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bprdanamas.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bprdanamas.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=778"}],"version-history":[{"count":76,"href":"https:\/\/bprdanamas.com\/index.php?rest_route=\/wp\/v2\/pages\/778\/revisions"}],"predecessor-version":[{"id":4469,"href":"https:\/\/bprdanamas.com\/index.php?rest_route=\/wp\/v2\/pages\/778\/revisions\/4469"}],"wp:attachment":[{"href":"https:\/\/bprdanamas.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=778"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}